Budgeted expenses reduce their assigned payday allocation. Unbudgeted expenses are shown separately and do not reduce budget limits.
Backup regularly. Cloud data is shared with your family after sign-in. Export backups regularly.
↕️ Drag a budget item to reorder it, or use Move up / Move down. Your order syncs to your other device.
Balances are calculated from your opening balances and entries. Verify them weekly.
Enter each loan’s outstanding balance as of your starting date. Matching loan payments reduce its recorded balance.
Not yet reconciled
Keep a history of what was left at each payday. The latest leftover is carried forward as a reference for the next period.
- No payday records yet. Add one after your payday money check.
Note: carryover is tracked for history and planning only. It is not added again to account balances or counted as income.
Select which accounts count toward savings using the Savings toggle in Where Our Money Is. Carryover is not added again.
Actual expenses grouped by budget category, not planned allocations. Transfers between your accounts are excluded.
Automatic suggestions based on this month's recorded transactions and your current budget. This is rule-based guidance, not a live ChatGPT connection.
Suggestions are estimates, not guarantees. Savings account transfers are not expenses; carryover is not counted twice. Check upcoming bills, debt payments, and account balances before moving money into savings.
Search and filter every saved income, expense, and transfer. Older entries remain available here.
Set a goal and planned amount per payday. Contributions reserve part of your existing money for that goal; they do not create income or transfer money between accounts.